No. If you were hurt in the course of your job, your employer usually cannot just push the bill onto your personal health insurance and call it done. In Nebraska, that is generally a workers' compensation claim, and the employer or its comp insurer is supposed to handle authorized medical care and wage benefits.

In the next 24 hours: Report the injury in writing to your supervisor and keep a copy. Include the date, time, where it happened, and how it happened. If it was a winter slip on black ice in a Fremont parking lot, say that. If they told you to use your own insurance, write that down too.

Ask for the workers' compensation claim information and the name of the insurance carrier. Save every text, email, schedule change, and work restriction.

If you need treatment today, tell the provider it is a work injury.

In the next week: Check whether the employer has formally reported the claim and whether the comp carrier accepted or denied it. In Nebraska, disputes go through the Nebraska Workers' Compensation Court.

Watch for two common pressure tactics: being told to use sick leave or being pushed into "light duty" that ignores your restrictions. Light duty has to fit the medical restrictions you were given. If it does not, document the assignment and who gave it.

Doctor choice in Nebraska can get technical. In many cases, the employer has control unless you properly designated a qualifying doctor beforehand or other rules apply. Do not assume HR's version is complete.

In the next month: If bills are still going to your health insurance, if your wages are short, or if the claim is denied, file a petition with the Nebraska Workers' Compensation Court. The usual deadline is 2 years from the injury, or 2 years from the last compensation payment in some cases, but do not sit on it.

Also document any retaliation. If your unit schedule suddenly changes, hours disappear, or discipline starts right after the report, that matters.